Alternate Tobacco Questions

Alternate Tobacco:
1) What type of nicotine (cigar, pipe, cigarette, chewing tobacco/snuff, nicotine patch/gum)?
2) Do you smoke fewer than 12 cigars a year (if cigar) or less than a half pack a day (if cigarettes)?
3) What is your date of birth (month and year only)?
4) Face value of the life policy?
5) How are the premiums paid (annually, semi-annually, quarterly, monthly)?
6) What is the premium amount?
7) Type of policy (whole life, universal life, variable life, term, second-to-die whole life
8) Is the policy second-to-die universal life, variable life or term?
9) What is the approximate cash value (if not term or not second-to-die term)?
10) Do you have any health concerns or on-going treatments?

After reading through these questions please feel free to contact us so we can discuss your needs. Please click here.