Alternate Tobacco Services

Cigar smokers and tobacco chewers can get non-smoker rates on their life insurance.  Many insurance agents don’t even believe this when they hear it.  The truth is that there are a handful of companies rated A+ or better that can offer you non-smoker rates even if you smoke.  If this describes you, even if you will test positive for nicotine, you could save 50% or more on your life insurance.

Non-smoker rates even for smokers? Why haven't I heard about this sooner? Agents are not always aware that smokers can get non-smoker rates. Agents who may work only for one particular company may not know what options are available.

Don’t wait any longer.  Protecting your family shouldn’t have to be a burden.  If you smoke cigars, chew or dip tobacco, smoke a pipe, or even use the nicotine patch or nicotine gum, get started today.

While we would like to offer our services to everyone, we first need to make sure that specific criteria are met. Please take a moment and look at the following questions. Please click here.